Walford Motorcycle Accident Injury Attorneys

When accidents happen, motorcycle injury lawyers act as steadfast champions for riders. Their expertise in motorcycle accidents allows them to navigate legal challenges and secure justice and compensation for the injured.

Why is Iowa’s Motorcycle Death Rate 10 Times Higher than the National Average?

In Iowa, motorcycles constitute only 0.3% of all registered vehicles, which translates to about one out of every 333 vehicles. However, motorcycle fatalities account for a staggering 16.7% of all roadway deaths in the state. In 2023, there were 378 motor vehicle fatalities in Iowa, and 63 of these involved motorcycles. This disparity means that motorcyclists in Iowa are 55 times more likely than other drivers to be killed in a crash. By May 2, 2024, there had already been 11 motorcycle-related deaths in the state.

Does Wearing a Helmet Help?

While Iowa is one of only three states without a mandatory helmet law, understanding the impact of helmet use is crucial. From September 1975 to July 1976, when Iowa briefly had a helmet law, motorcycle deaths dropped by 40%. Despite this, some safety proponents argue that helmets can limit visibility and hearing, potentially leading to accidents. Ultimately, in Iowa, the choice to wear a helmet rests with the rider.

What Else Can I Do to Prevent Becoming a Statistic?

Training: Comprehensive motorcycle training can significantly reduce the risk of accidents. Basic courses cover the fundamentals of motorcycle operation, while advanced courses focus on situational awareness, risk evaluation, and evasive maneuvers. Common rider errors leading to accidents include speeding, improper cornering, and driving under the influence. 

Visibility: Motorcycles are inherently less visible to other motorists, a problem exacerbated by distracted driving. Riders can increase their visibility by wearing bright or reflective gear, keeping their headlights on, and avoiding cars' blind spots.

Safety Equipment: In addition to traditional gear like helmets, innovative safety equipment can provide extra protection. Motorcycle airbag jackets inflate upon impact, and smart helmets offer features like GPS connectivity and warning systems for upcoming road hazards.

What Should You Do if You or a Loved One Are in a Motorcycle Crash?

Investigate the Cause: Determine whether the crash was due to rider error, mechanical failure, or external factors like road debris. If another driver was involved, it's essential to navigate insurance claims and legal issues promptly.

Medical Care: Seek immediate medical attention and document all injuries thoroughly. Iowa law requires drivers to carry a minimum of $20,000 in personal injury coverage, which may not cover extensive medical bills. Use health insurance to cover medical expenses and explore options like medical payments coverage on your motorcycle policy.

Tips if You or a Loved One Have Been Injured

Seek Medical Care Immediately: Document all injuries and seek prompt treatment to ensure a solid medical record. Insurance companies often devalue claims when there is a delay in seeking medical attention.

Keep Important Documents: Maintain copies of medical records, accident reports, and a personal journal detailing your injuries and their impact on daily life. 

Be Honest About Your Injuries: Provide accurate information to medical providers about your condition. This honesty ensures proper documentation and treatment.

Tips for Dealing with the Insurance Adjuster

Recorded Statements: Avoid giving recorded statements to insurance adjusters. These statements can be used against you, especially if you inadvertently misrepresent your medical history or the circumstances of the accident.

Settlements: Do not rush to settle your case. Early settlements often undervalue the extent of injuries and future medical needs. Consult with an experienced injury attorney before accepting any offers.

Legal Representation: Consider hiring an experienced Iowa injury attorney. Insurance adjusters aim to minimize payouts, so having professional legal representation can ensure you receive fair compensation.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.