• Roland Car Accident Injury Attorneys
  • Phone: 641-792-3595
  • Directions

Lives can be instantly upended by accidents and injuries. During these challenging moments, car accident injury lawyers become vital allies. They advocate for those injured by others' negligence, ensuring fair compensation. This article underscores the important role these lawyers play in assisting individuals with their claims and restoring normalcy.

Can Uninsured Motorist Coverage Help If the Other Driver Doesn’t Have Insurance?

Uninsured motorist coverage can be a lifesaver if you're injured by another driver who doesn’t have insurance. For help exercising or understanding your rights when filing a car insurance claim, contact auto accident attorneys in Roland.

Understanding Uninsured Motorist Coverage

Many motorists fail to carry auto insurance. According to the Insurance Information Institute, Iowa ranks 24th in the nation for uninsured drivers, with about 11.5 percent of drivers uninsured in 2009.

If you have uninsured motorist coverage and are injured by another driver who lacks insurance, your medical costs and other damages may be covered under your policy. This coverage also protects passengers in your vehicle who suffer injuries. Although uninsured motorist coverage isn’t required in Iowa, it is highly recommended. It also covers injuries in hit-and-run incidents. 

Uninsured motorist coverage is relatively inexpensive, and the more coverage you have, the better protected you will be. Typical coverage amounts are $100,000 for one person and $300,000 per accident. Keep in mind that your damages will be covered up to the limits of your policy.

Denervation Procedure for Car Accident Injuries

Denervation, an interruption of a nerve signal, is a procedure doctors may use to diagnose an injury or relieve pain. Those who suffer serious injuries after an Iowa car accident might discuss a denervation procedure with their doctor and may recover compensation for related costs.

What is Denervation?

Denervation interrupts the nerve connection to a part of the body, which can interrupt pain signal transmission. Doctors may perform denervation for diagnostic purposes or as a pain relief treatment. Using X-ray imaging, a doctor injects an anesthetic into the damaged joint to numb the nerve, assessing pain levels compared to before the procedure. If pain improves, it indicates joint injury.

For pain relief, radiofrequency facet denervation damages the nerve rather than numbing it. A doctor may recommend this after the initial anesthetic procedure. In this procedure, the doctor uses a local anesthetic to numb the nerve and then heats the needle to damage it. This treatment may be used for facet joint injuries causing neck or back pain.

Compensation for Denervation Procedure

Back and neck pain can severely impact a victim's life. Those experiencing pain from a car accident may file a claim to recover compensation for damages. This includes lost wages, loss of earning capacity, and medical bills incurred due to the injury, such as the denervation procedure, hospital stays, and pain medications. Pain and suffering damages may also be pursued, which can be complicated to quantify and may require an attorney's assistance.

Who Is at Fault in a Car Accident Involving a U-Turn?

Determining fault in a car accident involving a U-turn depends on various factors, including the legality and safety of the turn, and other contributing circumstances.

Legality of a U-Turn

The first consideration is whether the U-turn was legal. In Roland, unless a sign explicitly prohibits a U-turn, it is generally legal. However, making a U-turn from the wrong lane, such as the middle or right lane, can make it illegal.

Safety of a U-Turn

The safety of the U-turn is another critical issue. Unsafe U-turns include turning in a tight area, not waiting for sufficient gaps in traffic, making the turn slowly, or failing to keep up with traffic flow after the turn. Blocking traffic with a U-turn can also be dangerous and potentially cause a crash.

Seeking Legal Assistance

Seeking legal counsel from experienced Iowa car accident attorneys such as those at Walker, Billingsley & Bair can provide invaluable support in filing insurance claims or pursuing personal injury lawsuits. With a comprehensive understanding of Iowa law, their team can help gather evidence, establish liability, and secure the compensation deserved by accident victims.

Suffering from the aftermath of a car accident shouldn't impede your pursuit of justice and fair compensation. The Iowa injury lawyers at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies.

That's why we provide this FREE book; The Legal Insider's Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case. To learn more about what our legal team will do to help you protect your Iowa injury claim, contact Walker, Billingsley & Bair to schedule a no-cost consultation. Call 641-792-3595 to order your free accident book today.