Rock Valley Dog Bite Injury Attorneys

When dogs cause harm, dog bite injury lawyers are dependable allies. They specialize in the legal intricacies of animal attacks, ensuring victims receive proper management of liability and compensation for justice and support.

What Should You Not Do When Talking With an Insurance Adjuster in a Dog Bite or Attack Case?

Dealing with an insurance adjuster after a dog bite or attack can be a daunting task. This article aims to provide you with crucial information on how to handle these situations effectively and ensure you get the compensation you deserve.

Tell the Truth and Keep Records

When dealing with an insurance company, honesty is paramount. Any falsehoods, no matter how small, can ruin your credibility and significantly harm your case. Always tell the truth so you won’t have to worry about contradicting yourself later. 

Additionally, document everything. Keep track of all relevant documents and information, even if they seem insignificant at the time. Maintaining a diary or journal of your interactions can help prove the extent of your damages and support a higher evaluation of your claim.

Medical Records and Doctor Visits

If you’ve been injured, it's essential to keep a detailed record of your medical visits and any work missed due to the injury. Retain doctors' excuses and note the time you miss from work for medical appointments. Review any medical bills or explanation of benefits forms from your health insurance company. Your medical records will include critical information such as your physical complaints, injuries, examination findings, and the treatment you received. 

Ensure that you tell your doctors about all your injuries and complaints. If you start complaining about a problem weeks or months after the incident, the insurance company might argue that the issue isn’t related to the accident. Regular follow-ups with your doctor are essential if your condition isn't improving. If your doctor advises "follow-up as needed," this means returning in a few weeks if problems persist.

Dealing With the Insurance Adjuster

Insurance adjusters are trained professionals who work to settle claims for as little as possible. Remember that the adjuster’s primary job is to minimize the payout from the insurance company. To protect your interests, consider having an experienced personal injury lawyer handle your case, especially in cases involving dog bites or attacks. 

Often, adjusters offer a quick settlement in hopes that you will accept it without fully considering the long-term implications. If you accept such an offer and sign the release forms, it becomes very challenging to renegotiate later. 

When You Need a Dog Bite Lawyer in Iowa

After a serious dog attack, you may face significant medical expenses, long-term treatment, and lost income. Hiring a dog bite lawyer in Iowa can help you navigate these challenges. A knowledgeable lawyer understands Iowa dog bite laws and can explain your legal options. They will handle the case professionally to avoid unnecessary conflicts, especially if the dog owner is a neighbor or friend.

A skilled attorney will consider not just your current medical bills but also future expenses, such as plastic surgery or long-term rehabilitation. They can help you calculate financial losses, including missed time from work, and address emotional trauma, such as scarring or disfigurement.

When choosing a lawyer, look for one with a proven track record and positive client testimonials. It’s essential to hire someone experienced in handling dog bite claims and familiar with Iowa's specific laws.

After Your Dog Bite Case Has Been Settled

Once your claim is settled, the dog's owners might feel relieved that their insurance handled everything, and any initial tension may subside. Remember, hiring an attorney doesn’t necessarily mean filing a lawsuit; it often means presenting your case effectively to the insurance company for a fair settlement.

Iowa Dog Bite Myths and Mysteries Revealed

Iowa law has held dog owners liable for injuries caused by their dogs since 1862. The current law states that dog owners are liable for all damages caused by their dog attacking or attempting to bite a person, except when the injured party is committing an unlawful act.

Common Misconceptions

1. The Insurance Adjuster is There to Help You: Adjusters work for the insurance company, aiming to pay as little as possible. They may frustrate you to encourage a low settlement. Avoid losing your temper or making threats, as this won’t help your case.

2. You Must Give a Recorded Statement: You are not legally required to give a recorded statement to the insurance adjuster in a dog bite case. They might use your unprepared answers against you. Avoid giving recorded statements without proper preparation.

3. Any Attorney Can Handle Your Case: Personal injury laws in Iowa are complex. Ensure your attorney has experience specifically in dog bite cases to protect your rights effectively.

When choosing an attorney, consider their track record and client testimonials. Don’t rely on an attorney who hasn’t demonstrated success in similar cases. 

When to Contact a Dog Bite Lawyer

For the complete list of things you should do if bitten by a dog you can request our FREE book, "Iowa Consumer's Guide to Dog Bites- Secrets to Not Get Bitten by Your Case" which is available to you with no risk or obligation by clicking here or by calling 641-792-3595. 

Why offer a Free Dog Bite Book?  Since 1997, I have been representing injured Iowans, including many dog bite victims from central Iowa and throughout the state.  I have heard too many horror stories about people making costly mistakes, causing them to lose thousands of dollars.  Before you talk to the insurance company you should know your rights and perhaps more importantly your responsibilities.   

If you need immediate assistance, contact us online or call us at (641) 792-3595. If you are not local to us, we will come to you.