• Postville Motorcycle Accident Injury Attorneys
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Motorcycles are associated with freedom of the road and the enjoyment of riding, but they also carry an increased risk of serious injury and death when a crash occurs. A Postville rider who has been hurt in a motorcycle accident may be dealing with road rash, broken bones, or both, all while an insurance company looks for ways to reduce or deny the claim entirely. Understanding these common injuries and the defenses insurers often raise can help Postville riders protect their health and their right to fair compensation. Because insurance companies handle motorcycle claims differently than standard car accident claims, knowing what to expect from the very beginning puts an injured rider in a much stronger position.

Motorcycle Road Rash After a Postville Accident

Road rash is one of the most common injuries associated with motorcycle accidents, resulting from skin being scraped across the road surface, which causes lacerations and abrasions. Much like burns, road rash is categorized by degree of severity. More serious injuries require medical intervention to heal properly, while less serious cases can often be treated successfully at home. Wearing protective gear such as leather clothing while riding can reduce the likelihood of serious road rash if a bike goes down in a crash.

Degrees of Road Rash

  • First-degree: skin redness, typically treated at home
  • Second-degree: broken skin with more discomfort and pain
  • Third-degree: all skin layers affected, exposing tissue and muscle beneath

Treating Severe Road Rash

Third-degree road rash often requires skin grafting, a surgical procedure performed in a hospital under general anesthesia. Recovery can be lengthy, sometimes requiring weeks in the hospital to monitor the donor and graft sites, followed by limited movement for weeks afterward as the graft site heals.

If a Postville rider was involved in a motorcycle accident with another vehicle and the other party is at fault, compensation may be available by filing a motorcycle accident claim, potentially including medical expenses, property damage, lost wages during treatment and recovery, and pain and suffering. Proving fault is a key element of a successful claim, along with proper documentation of every loss. Keeping meticulous records of medical treatment, bills, and lost time from work, along with a copy of the police report and any witness statements, helps build a strong foundation for a claim.

Broken Bones From a Motorcycle Accident in Postville

Motorcyclists have very little protection in the event of an accident, so broken bones remain one of the most common injuries following a crash. Warning signs of a broken bone include intense pain at the affected area along with swelling, bruising, bleeding, limited mobility, numbness, tingling, or in severe cases, broken skin with a protruding bone or an obviously misshapen limb or joint.

Factors Affecting Which Bones Break

  • Severity of the accident
  • Angle of impact
  • Speed the motorcyclist was traveling
  • The specific part of the body impacted

Commonly Broken Bones

  • Ribs, from the torso striking the ground or an object
  • Collarbone, arm, and leg fractures
  • Spine and pelvis fractures

Treatment for a broken bone varies greatly depending on the location and severity of the break. Cast immobilization is typical for limb fractures, while a functional cast or brace may be used for minor breaks, and some serious fractures require surgery to repair. A broken spine is particularly serious, since any disturbance to the spinal cord can cause severe and permanent injury, including paralysis. Broken bone injuries also carry the potential for future complications, such as post-traumatic arthritis developing at the site of the injury later in life.

If another driver's negligent or irresponsible actions caused the accident and the resulting broken bone, that driver may be liable for the damages a Postville rider sustains, including medical expenses, future medical expenses, lost wages, and pain and suffering. Iowa law requires that a motorcycle injury claim be filed within two years of the injury to preserve the right to recover damages, making it important for an injured Postville rider to speak with an attorney promptly. Proving the liability of another driver on your own, particularly in cases involving serious injuries or substantial damages, can be far more complicated than it first appears, which is another reason experienced legal guidance matters so much after a serious crash.

Whether dealing with road rash or a broken bone, Iowa law allows a Postville motorcyclist to pursue compensation when another driver's negligence caused the crash. Proving fault and documenting every loss are essential parts of building a strong claim.

Common Defenses Against a Postville Motorcycle Claim

When a Postville rider files a claim following a motorcycle accident, the insurance company or the other driver will likely raise defenses aimed at reducing or denying compensation. Familiarizing yourself with these common defenses, and working with an attorney who can anticipate them, helps keep a claim on solid footing.

Common Insurance Defenses

  • Alleging a violation of motorcycle-specific traffic laws
  • Claiming the rider was speeding or made an illegal lane change
  • Arguing the rider was impaired by drugs or alcohol
  • Pointing to a lack of helmet use as a factor in injury severity

How Fault Affects Your Claim

If a Postville rider is found partially at fault, damages recovered may be reduced proportionally to that percentage of fault. If a rider is found more than 50 percent at fault, they may be barred from recovering damages entirely, which is why anticipating these defenses early matters so much.

One commonly used defense is that the motorcyclist violated a specific motorcycle regulation at the time of the crash, such as carrying a package that restricts the use of both hands or riding more than two abreast in a single lane. If the other driver can show that a violation occurred and directly caused the accident, a Postville rider's claim could be placed in jeopardy. Speeding and other traffic violations, such as an illegal lane change, are also frequently raised as defenses, since proving a rider committed a violation can shift some or all of the fault onto that rider. These defenses are rarely straightforward to overcome without legal guidance, since insurance companies are well practiced at building a narrative that shifts blame away from their own policyholder.

Impairment is another defense insurance companies commonly raise. If a rider was under the influence of drugs or alcohol at the time of the crash, it can severely hinder the ability to recover damages, and in many cases impairment prevents recovery altogether. Iowa does not require riders to wear a helmet, but a lack of helmet use can still become an issue in a claim involving head or neck injuries, since the other side may argue it increased the severity of those injuries and therefore increases the rider's comparative negligence. An experienced motorcycle accident attorney can help address whether helmet use genuinely affected injury severity in a specific case, and can push back against speculative arguments that are not genuinely supported by the actual medical evidence in the case.

Why Postville Motorcycle Accident Victims Choose to Work With an Attorney

From treating serious road rash and broken bones to anticipating the defenses an insurance company is likely to raise, a motorcycle accident claim in Postville involves more challenges than many riders expect. An experienced attorney can help gather the evidence needed to prove liability, address defenses before they undermine a claim, and guide a Postville rider through the entire legal process from start to finish. Because Iowa's statute of limitations gives an injured rider only two years to file a claim, and because insurance companies are quick to raise defenses aimed at reducing what they owe, reaching out for legal guidance soon after a crash gives a Postville rider the best chance at recovering the full compensation their injuries deserve.

Consulting a Postville Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595

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