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When accidents and injuries suddenly alter lives, personal injury lawyers become essential. They specialize in advocating for those harmed by others' negligence, ensuring they obtain the compensation they deserve. This article explores the crucial role personal injury lawyers play in guiding individuals through their claims and aiding in recovery.
Understanding the Degree of Accident Fault in Personal Injury Claims
The degree of accident fault in a personal injury claim is the percentage of responsibility each party holds for an accident and the resulting damages. This concept is critical in determining the amount of compensation an injured party can recover. In Iowa, understanding the nuances of fault is essential, as it directly impacts the outcome of personal injury claims, particularly under the state's modified comparative fault laws.
Negligence Laws and Comparative Fault in Iowa
In Iowa, the degree of fault is assessed using modified comparative fault principles. This system assigns a percentage of fault to each party involved in an accident, ranging from no fault to 100 percent fault. If an injured party is found to be partially at fault for the accident, this can lead to two potential outcomes:
1. No Recovery of Damages: If the injured party's fault is 51 percent or higher, they cannot recover any damages.
2. Reduced Damages: If the injured party's fault is 50 percent or less, they can recover damages, but the amount will be reduced by their percentage of fault.
Given these stakes, it is often beneficial for injured parties to seek legal assistance to minimize their assigned fault and maximize their compensation.
Evidence to Establish Fault
Proving the other party's liability is crucial in personal injury claims. Several types of evidence can help establish fault and reduce an injured party's degree of responsibility:
- Accident Reports: Official documentation from the police or other authorities.
- Photographs: Images of the accident scene and any damages.
- Eyewitness Statements: Accounts from individuals who witnessed the accident.
- Police Observations: Notes and findings from responding officers.
Iowa lawyers, such as those at Walker, Billingsley & Bair, can assist in collecting and presenting this evidence to support a personal injury claim.
Bicycle Safety and Accident Claims in Iowa
Despite its reputation, Iowa may not be as bike-friendly as some believe. According to a recent article by Timothy Meinch in The Des Moines Register, Iowa's bike-friendliness ranking fell from 25th to 28th in 2015, highlighting several areas of concern.
Bicycle Safety Challenges
Often seen as a cycling haven, faces significant shortcomings in its bike safety infrastructure:
- Lack of Dedicated Personnel
- Low Bike Commuter Rates
- Insufficient Bike Lanes
Common Defenses in Bicycle Accident Claims
When a cyclist is injured in an accident involving a motor vehicle, the driver's insurer or attorney may use various defenses to refute liability. Understanding these common defenses is crucial for building a strong case:
- Helmet Use: Insurers may argue that the cyclist's failure to wear a helmet contributed to their injuries, reducing the driver’s liability.
- Traffic Violations: Drivers may claim the cyclist was at fault for not obeying traffic rules, such as speeding or riding against traffic.
- Distraction: Drivers might assert that the cyclist was distracted, e.g., using headphones or a phone, and therefore responsible for the accident.
- Visibility Issues: Insurers may argue that poor visibility (e.g., no lights or dark clothing) prevented the driver from seeing the cyclist, thus reducing the driver's fault.
Seeking Legal Help
Navigating personal injury claims, especially those involving complex fault determinations or bicycle accidents, can be challenging. It is vital to enlist the help of skilled attorneys who can gather evidence, dispute baseless defenses, and ensure fair compensation.
We Are Here To Help
Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.
Free Book at No Cost
If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.
If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.