Ogden Car Accident Injury Attorneys

Accidents and injuries can abruptly disrupt lives. During these tough times, car accident injury lawyers become crucial allies. They advocate for those injured by others' negligence, ensuring fair compensation. This piece underscores the critical function these lawyers serve in helping people manage their claims and recovery.

Managing Pain with Trigger Point Injections

Understanding Trigger Points

A car accident can result in various injuries, sometimes leading to significant pain that persists for days, weeks, or even months. One effective method for managing this pain is through trigger point injections, especially when other treatments such as rest or physical therapy have not been successful.

Trigger points are hyperirritable spots within a taut band of skeletal muscle, causing muscle spasms, inflammation, and pain. These points are often found in areas such as the upper back, upper spine, and shoulders but can develop in other parts of the body as well. Trigger points are typically caused by trauma to the muscle, which can occur during a car accident.

The Procedure and Its Benefits

Trigger point injections involve injecting a numbing agent, like lidocaine, directly into the trigger point to relieve pain. This outpatient procedure is performed with a small needle and may use a steroid instead of an anesthetic in some cases. Often, one injection is sufficient, but some patients may require regular treatments.

While trigger point injections are generally effective, they do come with potential side effects such as pain at the injection site, infection, hematoma formation, or needle breakage. Patients should discuss these risks with their doctor before proceeding with the treatment.

Affording Trigger Point Injections

Medical treatments can be expensive, and many patients worry about affording them. If another party's negligence caused your car accident, you might be eligible to file a car accident claim to recover damages, including medical treatment costs. Additionally, compensation may cover lost wages and mental anguish. To pursue this, you will need to prove that your injuries, including trigger points, resulted from the accident and that the other party was at fault.

Recovering Lost Wages after a Car Accident

Compensation for Lost Wages

If a car accident leaves you unable to work, Iowa law provides avenues to recover lost wages. Initially, you may need to use your sick pay, short-term disability, vacation time, or other forms of disability pay. The insurance company for the at-fault driver will not pay your lost wages as they accrue but will include them in the total settlement of your case, which also covers medical bills, loss of quality of life, pain, and suffering.

Utilizing Available Resources

Check with your HR department to see if you have any short-term disability or other coverage. Complete the necessary paperwork promptly to avoid delays in receiving benefits. Additionally, some loans, like those for your mortgage or car, may include disability coverage to make payments while you are unable to work. Contact your bank or lender to confirm if you have this coverage.

Alternative Support Options

If you lack any of the above coverages, consider seeking help from family, friends, or community organizations. In states with PIP (Personal Injury Protection), such as Minnesota, you might recover lost wages immediately under your own car insurance policy. For more detailed information, you can request a book that reveals "7 Secrets to Not Wreck Your Claim."

Coverage for Mental Health Therapy

Insurance and Mental Health Therapy

Injuries from car accidents can be both physical and psychological. If you require mental health therapy after an accident, your insurance policy may cover these expenses, depending on the policy amount. Iowa's medical payments coverage, if included in your policy, can pay for medical expenses up to $5,000. However, physical injuries alone might exhaust this amount.

If the accident was the other driver's fault, their bodily injury liability coverage (minimum $20,000 per person) might cover mental health therapy costs. The insurance company will assess whether the expenses are reasonable based on the accident's severity and your injuries.

Filing a Personal Injury Lawsuit

If insurance coverage is insufficient or denied, you can file a personal injury lawsuit for additional damages. This lawsuit can cover all medical expenses and compensation for mental pain and emotional suffering. In Iowa, you must file a claim within two years under Iowa Code 614.1.

Seeking Legal Assistance

Seeking legal counsel from experienced Iowa car accident attorneys such as those at Walker, Billingsley & Bair can provide invaluable support in filing insurance claims or pursuing personal injury lawsuits. With a comprehensive understanding of Iowa law, their team can help gather evidence, establish liability, and secure the compensation deserved by accident victims.

Suffering from the aftermath of a car accident shouldn't impede your pursuit of justice and fair compensation. The Iowa injury lawyers at Walker, Billingsley & Bair work hard to level the field between injured Iowans and insurance companies.

That's why we provide this FREE book; The Legal Insider's Guide to Iowa Car Accidents: 7 Secrets to Not Wreck Your Case. To learn more about what our legal team will do to help you protect your Iowa injury claim, contact Walker, Billingsley & Bair to schedule a no-cost consultation. Call 641-792-3595 to order your free accident book today.