Mitchellville Motorcycle Accident Injury Attorneys

Motorcycle injury lawyers stand as unwavering defenders for riders when disaster strikes. Their expertise in motorcycle accidents enables them to manage legal complexities and secure justice and compensation for the injured.

Recovering Compensation for Broken Bones from a Motorcycle Accident in Iowa

Motorcycle accidents can result in severe injuries, particularly broken bones, due to the minimal protection motorcyclists have. In 2012, over 1,000 motorcycle injury crashes were reported in Iowa, illustrating the significant risk of injury to motorcyclists. If you’ve sustained broken bones from a motorcycle accident in Iowa caused by another party, you may be entitled to compensation for your damages. Understanding the process of filing a claim and proving liability is crucial for a successful recovery.

Recognizing Broken Bones

Signs and Symptoms

A broken bone is typically characterized by intense pain at the injury site. Other common signs include:
- Swelling
- Bruising
- Bleeding
- Limited mobility
- Numbness or tingling
- Broken skin with a protruding bone
- A visibly misshapen or out-of-place limb or joint

Commonly Broken Bones

Motorcyclists can break any bone in an accident, but the most commonly broken bones include:
- Ribs (due to torso impact)
- Collarbone
- Legs and arms
- Spine
- Pelvis

The severity of the break depends on factors like the severity of the accident, the angle of impact, the speed at which the motorcyclist was traveling, and the specific part of the body impacted.

Recovery and Long-Term Complications

Treatment and Recovery Time

The treatment for broken bones varies based on the location and severity of the break:
- Cast Immobilization: Typically used for limb fractures.
- Functional Cast or Brace: Used for minor breaks.
- Surgery: Required for severe breaks.

Recovery time can range from a few weeks to several months. More severe injuries, like a spinal fracture, can lead to long-term complications or permanent disability. For instance, a spinal cord injury can result in paralysis.

Potential Complications

Broken bones can lead to long-term issues, such as post-traumatic arthritis, which can cause chronic pain and mobility issues later in life.

Filing a Claim After a Motorcycle Accident

Establishing Liability

If another driver’s negligence caused your motorcycle accident, they might be liable for your injuries. Negligent actions include speeding, distracted driving, impaired driving, and violating traffic laws. To file a successful claim, you must gather evidence and prove the other party’s fault.

Seeking Medical Attention

Immediately seek medical attention after the accident and keep all records of your treatment. These documents are crucial for proving your injuries and associated expenses.

Reviewing Your Insurance Policy

Iowa law requires motorcyclists to carry proof of financial responsibility, usually in the form of insurance. Review your policy to understand the coverage limits and determine if you have additional coverage like medical payments coverage, which can help with medical costs regardless of fault.

Filing the Claim

Notify your insurance company of the accident as soon as possible and file your claim promptly. Under Iowa Code 614.1, you have two years from the date of the accident to file a personal injury lawsuit. 

Hiring an Attorney

An attorney can significantly increase your chances of obtaining a fair settlement. They can help you gather evidence, send spoliation letters to preserve critical documents, and navigate the legal process.

Specific Considerations for Passengers

Motorcycle accident victims who were passengers can also file injury claims. Depending on who was at fault, the claim could be against the motorcyclist’s insurance or another party’s insurance. Iowa requires motorcyclists to carry a minimum of $20,000 in bodily injury liability per person and $40,000 per accident. However, this coverage might not be sufficient, especially in cases with severe injuries.

Damages Recoverable in a Motorcycle Accident Claim

Damages you may recover include:
- Medical expenses (current and future)
- Lost wages
- Pain and suffering
- Disability
- Emotional distress

Contacting an Attorney

Dealing with the aftermath of a motorcycle accident is challenging, especially with severe injuries. An experienced attorney can help you navigate the complexities of filing a claim and ensure you receive the compensation you deserve.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.