Manning Motorcycle Accident Injury Attorneys

In the wake of a tragedy, motorcycle injury attorneys serve as committed supporters for riders. Specializing in motorcycle accidents, they handle legal complexities to ensure justice and compensation for injured riders.

 Why Are Motorcycle Crashes on the Rise?

Over the past decade, there has been a noticeable increase in motorcycle crashes, resulting in more injuries and fatalities on the roadways. August has historically been one of the worst months for motorcycle riders. Despite motorcycles accounting for less than 1% of all vehicle miles traveled in Iowa, they represent a disproportionate 14% of fatalities and 16% of severe injuries each year. This alarming trend is partly due to the increase in the number of motorcycle riders, including a growing number of women purchasing motorcycles.

Vulnerability of Motorcyclists

Motorcyclists are particularly vulnerable on the road due to the lack of protective barriers between them and other vehicles. After a motorcycle accident, it is crucial for the injured rider to seek proper advice on dealing with medical providers and insurance companies. Contrary to popular belief, even if the other driver is at fault, their insurance may not automatically cover all medical bills and expenses for the injured motorcyclist.

Protecting Yourself and Your Claim

To ensure you are protected and can maximize your claim following a motorcycle accident, consider the following steps:

1. Seek Immediate Treatment: Go to the emergency room or visit your doctor right away and report all injuries and pain. Delaying medical treatment can worsen your injuries and negatively impact your claim.
   
2. Avoid Quick Settlements: Insurance companies may offer an early settlement which can be tempting but might not cover all your medical expenses and future costs. Signing a release often means you forfeit your rights to any further claims.

3. Avoid Recorded Statements: Do not give a recorded statement to insurance adjusters or sign any forms without consulting a lawyer. Insurance adjusters can use your statements against you.

4. Document Everything: Keep copies of all medical records, bills, work excuses, lost pay verification, police reports, and maintain a daily journal documenting your pain and limitations.

5. Be Honest About Injuries: Exaggerating your injuries can harm your case. Your medical records should reflect your true condition if you thoroughly report all injuries to your healthcare provider.

6. Consult an Injury Attorney: Before settling your case, consult with a qualified injury attorney to understand your rights, potential sources of recovery, and issues related to medical bills and subrogation.

Filing a Claim Without a Valid Motorcycle License

If you were involved in a motorcycle accident in Iowa without a valid motorcycle license, you can still file a claim against the other driver. Not having a valid license does not determine fault in an accident. Iowa operates under a modified comparative fault system, allowing you to recover damages if you are less than 51% responsible for the accident.

Establishing Fault

To establish that you are not at fault, you should:
- Take photographs at the scene
- Collect witness testimonies and contact information
- Note the other driver's contact information and insurance details

Filling out an Iowa Accident Report is necessary if the accident resulted in death, personal injury, or property damage of at least $1,500. If law enforcement investigated the accident, this report is not required. You must submit the report to the Iowa Department of Transportation within 72 hours.

After filing the report, contact the other driver's insurance company to report the accident and present your evidence to support your claim.

Dealing with Insurance Companies

Insurance companies may try to argue that you are at fault for not having a valid license. However, presenting strong evidence that the other driver is primarily responsible can help counter this. An experienced attorney can provide legal counsel and help navigate interactions with insurance adjusters.

Advanced Motorcycle Safety Equipment

To enhance safety, motorcyclists should consider investing in advanced safety gear beyond the traditional helmet, gloves, boots, and eye protection. Here are some innovative options:

Motorcycle Airbag Jackets

These jackets have built-in airbags that inflate upon detecting a crash. They can be cable-activated or sensor-activated, with some models inflating in as little as 60 milliseconds. This quick response can significantly reduce the impact of a crash on the rider.

Motorcycle Smart Helmets

Smart helmets are equipped with Bluetooth headsets, microphones, and connectivity features for smartphones and GPS devices. They can provide warnings about upcoming road conditions, display maps, and reduce the need for handheld devices, thereby minimizing distractions.

Essential Safety Gear

While advanced gear is beneficial, the most crucial piece of equipment remains a well-fitted helmet. Proper helmet certification and fit are essential for maximum protection.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.