• Manchester Dog Bite Injury Attorneys
  • Phone: 641-792-3595
  • Directions

In cases of dog-inflicted injuries, dog bite injury attorneys provide essential support to the victims. Their proficiency in animal law helps them adeptly manage liability and compensation complexities, aiming for justice and proper assistance.

Iowa Dog Bite Myths and Mysteries Revealed

Historical Context and Current Law

Since 1862, the Iowa Legislature has held dog owners liable for injuries caused by their dogs. Over the years, the law has been modified, but the current statute stipulates that a dog owner "shall be liable to an injured party for all damages done by the dog... attacking or attempting to bite a person, except when the party damaged is doing an unlawful act." This is a more straightforward liability standard compared to other personal injury cases where negligence or recklessness must be proven.

Common Misconceptions about Dog Bite Cases

Misconception #1: The Insurance Adjuster is There to Help You

One of the biggest misconceptions is that the insurance adjuster will assist you in your injury case. The reality is that the adjuster works for the dog owner's insurance company and has no obligation to protect your rights or inform you of the law. Adjusters aim to minimize the payout for your claim, sometimes by frustrating you into giving up. If you handle your case alone, maintain your composure even if the adjuster offers a low settlement. Showing emotion can be perceived as a short temper, which will not help your case.

Misconception #2: You Must Provide a Recorded Statement

Often, insurance adjusters request recorded statements from injured parties. While this is required in some situations, such as property damage claims against your own insurance company, it is not legally required in dog bite cases. Adjusters seek recorded statements to catch you off guard with questions you may not be prepared to answer accurately. A single wrong answer can significantly harm your credibility and reduce your settlement. Generally, providing a recorded statement to the other party's insurance adjuster is not beneficial for your claim.

Hiring the Right Attorney

Importance of Experienced Legal Representation

Many people seek legal advice after firing an attorney who advertised as a personal injury specialist but lacked relevant experience. Iowa's personal injury laws are complex, and only a qualified Iowa personal injury attorney can adequately protect your rights and ensure fair treatment. Look for attorneys with a proven track record and positive client testimonials.

Navigating Insurance Adjuster Interactions

Truthfulness and Record Keeping

When dealing with insurance adjusters, always tell the truth and keep detailed records of all interactions and damages. Even minor lies can damage your credibility. Maintain a diary of conversations and document all relevant information, including medical records and doctor visits.

Medical Records and Doctor Visits

If injured, keep meticulous records of missed work, medical bills, and doctor visits. Thorough documentation helps prove the extent of your injuries, which influences the insurance company's settlement offer. Regular follow-ups with your doctor are crucial, as failure to do so might be interpreted as full recovery by the insurance company.

Dealing With the Insurance Adjuster

Insurance adjusters are trained professionals aiming to settle your claim for as little as possible. Be cautious with your words, as they can be used against you. Consider consulting an injury lawyer experienced in dog bite cases to ensure fair treatment and adequate compensation.

Psychological Impact of Dog Bites

Dog bite injuries can lead to significant psychological trauma, especially if the injuries cause permanent scars or disfigurement. Treatment may include counseling or psychiatric care to address issues like anxiety, depression, and post-traumatic stress disorder (PTSD). Medication may also be prescribed for these conditions. Victims can seek compensation for psychological treatment costs, emotional distress, and pain and suffering in addition to physical injury expenses.

When to Contact a Dog Bite Lawyer

For the complete list of things you should do if bitten by a dog you can request our FREE book, "Iowa Consumer's Guide to Dog Bites- Secrets to Not Get Bitten by Your Case" which is available to you with no risk or obligation by clicking here or by calling 641-792-3595

Why offer a Free Dog Bite Book?  Since 1997, I have been representing injured Iowans, including many dog bite victims from central Iowa and throughout the state.  I have heard too many horror stories about people making costly mistakes, causing them to lose thousands of dollars.  Before you talk to the insurance company you should know your rights and perhaps more importantly your responsibilities.   

If you need immediate assistance, contact us online or call us at (641) 792-3595. If you are not local to us, we will come to you.