Lisbon Motorcycle Accident Injury Attorneys

Motorcycle injury attorneys serve as dedicated advocates for riders when tragedy strikes. Their expertise in motorcycle accidents enables them to manage legal challenges and secure justice and compensation for injured riders.

Why You Should Talk to a Motorcycle Accident Attorney in Lisbon

When a motorcycle accident occurs, the immediate focus is often on the victim's injuries and recovery. Legal action may not seem like a priority, but consulting with a motorcycle accident attorney in Lisbon as soon as possible can be crucial for several reasons.

Damages from Serious Injuries

Even with proper safety gear, motorcyclists are prone to serious injuries, such as:

- Head and brain injuries
- Broken bones
- Burns requiring skin grafts
- Soft tissue injuries

These injuries can lead to substantial medical expenses. If the recovery period is extended, the injured rider may be unable to work, compounding financial stress. An attorney can help recover damages for medical bills, lost income, and specialized care.

Gathering the Right Evidence

To recover damages, proving the fault of the other party is essential. This requires solid evidence, including:

- Physical evidence and photos from the accident scene
- Medical documents and bills
- Eyewitness testimony
- Police reports
- Information about the other driver (e.g., driving history, intoxication)

An attorney can help gather and present this evidence effectively, strengthening your claim.

Negotiating with Insurance Companies

Determining who pays for your damages can depend on various factors, such as fault and insurance coverage. Insurance companies often offer settlements that are insufficient to cover all damages. An attorney can negotiate on your behalf to ensure you receive a fair settlement.

A Legal Resource

An attorney is a valuable resource for any legal questions you have about the accident, fault, and damages. If filing a personal injury lawsuit is in your best interest, an attorney can guide you through the process, including meeting the state's statute of limitations of two years.

How Motorcycle Insurance Helps Injured Riders in Iowa

Iowa law mandates minimum liability coverage:

- $20,000 for bodily injury (one person)
- $40,000 for bodily injury (multiple people)
- $15,000 for property damage

Motorcyclists must meet these minimums, but higher coverage amounts provide better protection. In accidents caused by another motorist, injured bikers can claim against that motorist's liability coverage. However, not all drivers carry adequate insurance. Additional coverage options include:

- Medical Payments Coverage: Pays medical costs regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Covers damages if the at-fault driver lacks sufficient insurance.
- Comprehensive and Collision Coverage: Covers non-collision damages (e.g., fire, vandalism) and collision repairs.
- Medical Expense Coverage: Covers medical expenses for you and passengers, irrespective of fault.
- Roadside Assistance and Excursion Diversion Coverage: Provides towing, lodging, and transportation if stranded far from home.

When Insurance Coverage Is Not Enough

Severe accidents can result in damages exceeding insurance coverage. In such cases, filing a personal injury lawsuit may be necessary to recover the full extent of damages. In Iowa, you must file within two years of the accident under Iowa Code 614.1.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.