Lake Mills Motorcycle Accident Injury Attorneys

Motorcycle injury lawyers stand as resolute supporters for riders when disaster strikes. Their expertise in motorcycle accidents allows them to navigate legal intricacies and secure justice and compensation for the injured.

In Iowa, motorcycles account for only 0.3% of all registered vehicles, approximately 1 out of every 333 vehicles. However, motorcycle fatalities represent 16.7% of all roadway deaths in Iowa. In 2023 alone, 378 people were killed in motor vehicle accidents in Iowa, and 63 of those fatalities involved motorcycles. This disparity means that motorcyclists in Iowa are 55 times more likely to be killed in a crash compared to other drivers. As of May 2, 2024, 11 motorcyclists have already died in Iowa in 2024.

Does Wearing a Helmet Help?

While Iowa is one of only three states that do not mandate helmet use for motorcyclists, historical data suggests that helmets significantly reduce fatalities. From September 1975 to July 1976, when Iowa had a helmet law, motorcycle deaths dropped by 40%. Despite these statistics, some argue that helmets can impair visibility and hearing, suggesting that increased alertness without a helmet might prevent accidents. Ultimately, in Iowa, the decision to wear a helmet remains a personal choice.

How to Prevent Becoming a Statistic

Training and Education

Training is crucial in reducing motorcycle accidents. Rider errors, such as speeding, improper cornering, and driving under the influence, are the most common causes of single-motorcycle crashes. Basic training courses teach fundamental skills like starting, shifting, and stopping, while advanced courses focus on situational awareness, risk evaluation, and evasive maneuvers.

Increasing Visibility

Given that motorcycles are harder to see, especially with the rise of distracted driving, increasing visibility is essential. Riders can wear brightly colored vests, keep headlights on, and even use flags to make themselves more noticeable to other drivers.

Steps to Take if You or a Loved One Are in a Motorcycle Crash

Investigate the Cause

For single-motorcycle crashes, investigate potential causes such as defective parts, tire blowouts, or road debris. If another driver is involved, seeking professional advice is crucial for dealing with insurance companies, medical providers, and property damage.

Medical and Financial Considerations

Using your health insurance to cover medical bills is often the best approach, as Iowa law only requires $20,000 in personal injury coverage from drivers, which may not be sufficient. If uninsured, look into acquiring health insurance and ask hospitals about writing off bills if they are not-for-profit institutions. Additionally, check for medical payments coverage on your motorcycle insurance, although it is often waived.

Tips for Dealing with Injuries and Insurance Adjusters

Seek Immediate Medical Care

Immediate medical attention is essential. Delaying treatment can weaken your case, as insurance companies may argue that your injuries are not severe if you did not seek prompt medical care. Always document all injuries and follow up with your healthcare providers.

Keep Important Documents

Maintain copies of all medical records, accident reports, and any other relevant documents. Keeping a journal to detail how your injuries affect your daily life can also be valuable.

Be Honest About Your Injuries

Accurately report all injuries to your medical providers. Avoid downplaying or exaggerating your condition to ensure proper documentation and treatment.

Dealing with Insurance Adjusters

Recorded Statements

Insurance adjusters often request recorded statements to find discrepancies that can weaken your case. If an adjuster asks about past injuries, be truthful or state "not that I remember" if unsure. It's best to avoid giving recorded statements altogether if possible.

Settlements

Do not rush into settlements. Early offers are often lower than what you may be entitled to. Serious injuries, such as broken bones or those requiring surgery, should not be settled quickly without thorough consideration and legal advice.

Filing a Motorcycle Accident Claim Without a Valid License

If you were involved in a motorcycle accident without a valid license, you might still file a claim against the other driver. Iowa’s modified comparative fault law allows drivers to recover damages if they are less than 51% responsible for the accident. Document the accident thoroughly, including photographs, witness testimonies, and contact information, and file an Iowa Accident Report if required.

Skin Grafts for Burns After a Motorcycle Accident

Severe burns from motorcycle accidents may require skin grafts. This procedure involves replacing damaged skin with healthy skin from another part of the body or a donor. The process includes cleansing the burn area, removing debris, and applying the graft. Healing times vary based on the severity of the burn. Physical and psychological recovery is crucial, as burn injuries can lead to depression and other mental health issues.

Consulting a Motorcycle Accident Attorney

The toll from severe motorcycle injuries can encompass substantial medical expenses and long-term care costs for victims and their families. Lost wages may compound matters, especially if employment becomes unrealistic for an extended period. Getting help from a motorcycle accident attorney allows the pursuit of comprehensive compensation, from financial damages and emotional distress such as pain and suffering.

Victims of these accidents should seek consultation with a motorcycle accident attorney, as damages may be extensive and recovery of compensation is important.

At Walker, Billingsley & Bair, our motorcycle accident attorneys can represent you in dealings with your insurance company, or when filing a personal injury claim. Set up your consultation now by calling 641-792-3595.