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Sudden accidents and injuries can drastically alter lives. In such challenging periods, personal injury lawyers are indispensable. They specialize in representing those harmed by negligence, helping them secure proper compensation. This article discusses the essential role personal injury lawyers play in guiding individuals through their claims and aiding in recovery.
Types of Alternative Dispute Resolutions for Personal Injury Cases
Many personal injury cases are resolved through negotiations with an insurance company. However, sometimes disputes necessitate alternative means of reaching an agreement, which can help avoid taking the case all the way to trial. Here, we explore the types of alternative dispute resolutions (ADR) that claimants might utilize and how they function.
Arbitrating a Personal Injury Case
Arbitration is a popular form of ADR that resembles a courtroom hearing but with fewer rules regarding evidence. An arbitrator, who is agreed upon by both parties, reviews the facts and evidence, listens to witness testimony, and then makes a final decision. Arbitration can be binding or non-binding, meaning the arbitrator's decision can be final or the parties may choose not to accept it, respectively.
Key aspects of arbitration include:
- Cost-Effectiveness: It is generally less costly than litigation.
- Time Efficiency: It usually takes less time than going to court.
- Flexibility: The hearing can be held in virtually any setting, making it more convenient.
During the arbitration hearing, both parties present their side with evidence, which could include medical records, pictures, video footage, and other pertinent documentation. Witnesses provide testimony and are cross-examined, which might include individuals who observed the incident or experts like medical professionals or accident reconstructionists.
Mediating a Personal Injury Case
Mediation is an even less formal method of reaching a resolution than arbitration and is commonly used in personal injury cases. It not only avoids litigation but also saves time, money, and stress. A mediator, an unbiased third party, facilitates the negotiation process without making a decision or ruling. Instead, the mediator helps both parties to share their perspectives and guides them toward a mutually satisfactory agreement.
The mediation process typically involves:
- Initial Joint Session: Both parties meet together to discuss the case.
- Separate Sessions: The mediator meets with each party individually, conveying offers, demands, and questions back and forth.
Mediation often requires compromises from both sides. If a resolution isn't reached, the case may proceed to trial.
Pros and Cons of Alternative Dispute Resolutions
Pros:
- Efficiency: ADR methods typically save time and money compared to litigation.
- Involvement: Parties have more control and involvement in the decision-making process.
- Emotional Stability: The calmer atmosphere of ADR can help avoid the emotional turbulence often associated with litigation.
Cons:
- No Guaranteed Outcome: There’s no assurance that ADR will resolve the dispute, potentially leading to additional litigation costs.
- Compromise: ADR often involves making compromises, which might not always be satisfying for all parties.
Helmet Use and Your Bicycle Accident Claim: It Matters
When filing a claim for injuries sustained during a bicycle accident, questions about fault and how helmet use affects the settlement amount are common. Here’s how helmet use (or the lack thereof) can impact your bicycle accident claim in Iowa.
Iowa Helmet Laws
Iowa is one of 13 states without a bicycle helmet law, meaning there’s no legal obligation for riders of any age to wear helmets. Thus, not wearing a helmet doesn't automatically make you negligent or lawless.
Comparative Negligence Laws
However, the absence of a helmet law doesn’t prevent the defense from arguing that you acted negligently by not wearing a helmet, especially if you sustained head injuries. The defense might claim that, despite no legal requirement, wearing a helmet is common knowledge and that failing to do so was unreasonable and unsafe.
Iowa’s comparative negligence laws allow a victim to recover damages if they are less than 50% at fault for the accident. However, the recovery amount diminishes according to the victim’s proportion of fault.
Proving the Negligence of the Other Party
Even with head injuries, it is possible to hold the other party completely liable. You will need to demonstrate that, helmet or not, the other party's negligence caused your injuries.
Road Bike Safety Tips for New Cyclists
Over 46 million people ride bicycles annually in America for sport, fitness, fun, and commuting. While cycling is economical, eco-friendly, and healthy, it can be dangerous, especially for new cyclists. Here are some essential road safety tips for cyclists:
1. Learn Local Bicycling Rules: Each city and state has distinct traffic laws for cyclists.
2. Practice in Safe Areas: Before riding in traffic, practice maneuvers like clipping in/out of pedals and braking with the rear brakes in safe, car-free areas.
3. Take a Safety Course: Consider taking a bicycle safety course
4. Ride with Traffic: Always ride in the same direction as traffic.
5. Use Bike Paths: Stay as far right as possible if no bike path is available and avoid riding on sidewalks.
6. Wear a Helmet: Always wear a helmet for every trip.
7. Stay Visible: Use reflective clothing and lights, especially at night. Bright clothing during the day also enhances visibility.
8. Avoid Earbuds: Stay alert to traffic sounds.
9. Be Aware of Cars: Pay attention to what cars around you are doing and avoid riding in drivers’ blind spots.
10. Avoid Parked Cars: Leave room to avoid being hit by a suddenly opened door.
11. Don't Speed: Allow ample time to react to unexpected situations.
12. Check Your Bike: Ensure your bike is in good repair before each ride, including tire pressure and brakes.
We Are Here To Help
Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.
Free Book at No Cost
If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.
If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.