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Sudden accidents and injuries can drastically disrupt lives. During these difficult times, personal injury lawyers are crucial. They specialize in representing those harmed by negligence, helping them secure proper compensation. This article discusses the essential role personal injury lawyers play in guiding individuals through their claims and aiding in recovery.

Should You Hire an Attorney for a Bicycle Accident in Iowa?

Bicycle accidents can lead to serious injuries and complex legal challenges. After a bicycle accident in Iowa, hiring an attorney can significantly impact your ability to secure fair compensation and navigate the legal process effectively. Here are key reasons why you should consider legal representation:

Understanding Iowa’s Comparative Negligence Laws

One critical reason to hire an attorney after a bicycle accident is Iowa’s comparative negligence law. This law allows for your damages amount to be reduced by your proportion of fault. For example, if you are found to be 10% at fault for your accident, your compensation will be reduced by 10%. Insurance companies and defendants will likely focus on any mistakes you made to minimize their liability and your compensation. An experienced attorney can help mitigate these claims and protect your interests.

Navigating Settlement Negotiations

Negotiating with insurance companies can be challenging. Insurance companies often aim to pay less than what victims deserve. An attorney can guide you through the settlement process, ensuring that you receive the full amount to which you are entitled. They can also handle communication with the insurance company, allowing you to focus on recovery.

Preparing for a Lawsuit

Sometimes, settlements are insufficient, especially if injuries are severe. In such cases, filing a lawsuit may be necessary. This process requires:

- Knowledge of state and federal laws
- Compliance with the statute of limitations
- Time and perseverance

An attorney can manage these complexities, increasing the chances of a successful outcome.

Preventing Alcohol-Related Bike Accidents

Just like driving, cycling under the influence of alcohol is dangerous and legally problematic. Alcohol impairs cognitive and motor skills, increasing the risk of accidents. Statistics from the National Highway Traffic Safety Administration highlight the dangers: in 34% of fatal bicycle accidents, either the cyclist or the driver was under the influence of alcohol. Additionally, 20% of bicyclists who died in traffic accidents in 2013 had a blood alcohol concentration of 0.08 g/dL, the legal limit.

Operating a bicycle while intoxicated not only endangers lives but also impacts liability in accident claims. Iowa’s at-fault insurance laws mean that if you cause an accident while intoxicated, you could face criminal charges and be responsible for damages.

Common Types of Bicycle Accidents and Prevention Tips

Right Hook Accidents: These occur when a car turns right into the path of a cyclist. To avoid these, ensure you are visible to drivers by positioning yourself slightly in front of vehicles at intersections and never passing on the right.

Dooring Accidents: These happen when a parked car's door opens unexpectedly, blocking or hitting a cyclist. Stay alert for parked cars and use separate bike lanes when available.

Left-Turn Accidents: These involve a vehicle turning left into an oncoming cyclist. Enhance your visibility with lights and bright clothing, and make eye contact with drivers before crossing intersections.

Failure to Yield: This type of accident occurs when a cyclist misjudges a vehicle’s speed and distance at an intersection. Always exercise caution and double-check before proceeding.

We Are Here To Help

Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.

Free Book at No Cost 

If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.

If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.