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Accidents and injuries can swiftly change lives. In such challenging periods, personal injury lawyers are crucial allies. They advocate for individuals affected by others' negligence, ensuring they receive rightful compensation. This article examines the vital role personal injury lawyers play in navigating claims and helping people reclaim their lives.
Should I Hire an Attorney for a Bicycle Accident?
When involved in a bicycle accident in Iowa, hiring an attorney can be crucial for several reasons, especially due to the state's comparative negligence law. This law reduces your compensation amount by your percentage of fault. For example, if you're found to be 10% at fault, your compensation will be reduced by 10%. An attorney can help demonstrate that your injuries were caused by the other party’s negligence, ensuring you receive the maximum compensation possible.
Negotiating a Settlement Amount
Insurance companies often aim to minimize payout amounts. An attorney can negotiate on your behalf to secure a fair settlement. Without legal representation, you might end up accepting an offer that’s far less than what you deserve.
Filing a Lawsuit
Sometimes, settlements aren’t sufficient, or the negotiation process fails. Severe injuries might necessitate filing a lawsuit. An attorney can guide you through the complexities of state and federal laws, ensuring you meet all legal requirements within the statute of limitations.
Iowa Bicycle Laws: Cars and Cyclists Must Abide
Knowing and adhering to Iowa’s bicycle laws is essential for safety and legal protection. Here are some key laws that cyclists and motorists must follow:
Passing on the Left
Bicyclists must pass vehicles on the left, similar to motor vehicles. Ensure it's safe before moving into the left lane to pass.
Riding with Traffic
Always ride in the direction of traffic. Riding against traffic increases the risk of head-on collisions.
Using Lights
Cyclists must use a white light on the front and a red light or reflector on the rear when riding after sunset or before sunrise. These lights must be visible from at least 300 feet.
Stopping for School Buses
Cyclists must stop for school buses displaying stop signs or flashing lights, just like other vehicles.
Using Proper Hand and Arm Signals
Cyclists should use the following signals with their left arm:
- Left turn: arm extended horizontally
- Right turn: arm bent at the elbow, hand facing upward
- Slow down/stop: arm bent at the elbow, hand facing downward
Reporting Traffic Crashes
All traffic crashes must be reported, and cyclists should exchange information with other parties involved.
Avoiding Non-Bicycle Areas
Cyclists should avoid areas not designated for bicycles, such as interstates and certain highways. Some cities also prohibit riding on sidewalks.
Filing a Claim for a Head Injury from a Bike Accident
Head injuries are a significant risk for cyclists, particularly those not wearing helmets. Here's a guide to help you understand the claims process:
Determining Liability
In Iowa, the party at fault for an accident is liable for damages. Typically, the motor vehicle driver involved in a bike accident is at fault. An attorney can help establish this liability.
Proving Liability
Evidence to prove liability includes police reports, physical evidence from the scene, and witness testimony. It’s also essential to prove that your head injury resulted directly from the accident.
Calculating Compensation
The insurance adjuster determines the settlement amount based on:
- The extent of your injuries
- Medical bills
- Lost wages or inability to work
- Bicycle replacement costs
If you were partially at fault, your compensation might be reduced. For example, if you lacked rear lights while riding at night, this might be considered negligence.
When a Settlement Isn’t Enough
If the settlement offered is insufficient, you can negotiate for a higher amount or file a claim against the at-fault driver in civil court. Ensure you file within the two-year statute of limitations as per Iowa Code section 614.1.
We Are Here To Help
Remember, you are not alone in recovering from your injuries. We have helped thousands of Iowans through their physical, emotional, and financial recoveries. If you have questions about what you are going through, feel free to call our office for your confidential injury conference. We will take the time to listen to you and give you our advice concerning your injury matter at no cost or risk to you.
Free Book at No Cost
If you are not ready to speak with an attorney yet but would like to learn more about Iowa injury cases including tips about how you can avoid making common costly mistakes request a copy of our Iowa Personal Injury book which includes 14 myths about Iowa injury cases and 5 things to know before hiring an attorney.
If you have specific questions about your injury matter feel free to call our office to speak with our Injury team at 641-792-3595 or use our Chat feature by clicking here 24 hours a day/7 days per week. Your information will remain confidential and there is no cost or obligation.